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All agents are NOT alike! Find out how you can SAVE $$ selling your home. Call us: 760-390-2201.
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Sellers Pay only 4%
Sellers pay only 4% in total commission to sell their home through us. We'll help you save thousands of dollars.
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"Thanks Brian and Linda"
"We have used the expert services of Brian and Linda in three separate real estate transaction since 1993."
"Helene Campagnet, OB/GYN Nurse"
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Welcome! Here You Can Find Great
Information on Fallbrook, Bonsall and
Oceanside, California Real Estate
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Welcome to a comprehensive Real Estate Resource Center for Fallbrook, Bonsall, and east Oceanside in North San Diego County, California. If you are in the market to purchase a home, thinking about selling a home, or considering relocating to Fallbrook, Bonsall or Oceanside, you will find the most relevant real estate information right here, courtesy of Brian and Linda Josef. We're here to help! Whether we do that by answering questions and providing information about homes for sale in our area, giving you reports about local schools, or by just introducing you to our local real estate market is up to you. But we are here... when you are ready. And when you are ready just register on our site and we will respond to you personally. When you register tell us about yourself and what you are looking for in a new home. We will be glad to help you with no strings attached. As experienced agents with over 40 years combined in the business, we can represent you as your Buyer's Agents at NO COST TO YOU. We invite you to Search the MLS for all the homes for sale and available listings in Fallbrook, Bonsall and east Oceanside and to contact us for further information on any homes that interest you. There is also detailed town information, demographics, and you can obtain School Information, Reports and Strategic Profiles immediately online. There are comprehensive interactive guides about the Buying Process and Selling Process, information about Bank Owned and Foreclosed properties, Mortgage Information, a free loan calculator and current rates, Local Info, and things to do. There's just too much information contained here to list on this one page! Brian and Linda have over 40 years combined real estate sales experience and they can save their clients thousands of dollars. Sellers pay only 4% in total commission to sell their home with us. We provide all the usual services you would expect plus a whole lot more! Let us assist you in getting the job done in a professional, dedicated and educational manner that will leave you asking yourself why you would ever use a “Full Priced” broker to buy or sell a home. We discount our fees……never our service! Buying and selling a home is one of the biggest events in your life. As top Fallbrook and Bonsall REALTORS®, we have the experience and track record you are looking for. Please let us help. Contact us anytime with confidence! We guarantee your privacy will be respected. All of the information in this website is free, and with no obligation. Why? Simple. We would like to be your Realtors. Best regards,
Brian and Linda Josef Brian Josef is a licensed Real Estate Broker in California, DRE #00865541.  |
Financing Your Home >When Interest Rates Rise
Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.
One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.
If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.
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Which famous home designed by Thomas Jefferson showed forms of Greek and Roman architecture?
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Monticello, begun in 1769, was later enlarged in keeping with its classical forms. |
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Instant BPO. For our Lender clients
Opinion of value on residential and commercial properties. www.InstantBPO.com
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