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All agents are NOT alike! Find out how you can SAVE $$ selling your home. Call us: 760-390-2201.
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Request Our Free Relocation Package! Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate! Find Out More > View All Offers >
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"Beyond extreme excellence." "Linda and Brian kept us informed of every detail. This was the best real estate transaction we've ever had." "Don and Adria Riordan, Retired" Read Quote > View All Quotes >
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Brian and Linda Josef are two of
The Top Selling Real Estate Experts Find Out More > |
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Meet Brian and Linda Josef  Brian was born in Philadelphia, Pennsylvania and spent his childhood years in Bucks County, PA and Long Beach Island, NJ. Brian moved to Northern California in 1979 to work as an electrical engineer for Varian, a defense contractor. By the mid 1980s he had gotten his real estate broker's license. By 1990 he was owner and broker of a successful real estate practice with responsibility for four offices and over forty sales agents. Linda's roots are firmly planted in the west. She was born and raised in Southern California and is a 5th generation Californian. Her family is also documented among the first settlers of Whidbey Island, Washington. Brian and Linda met in 1987. They soon found that as well as being best friends, they made wonderful business partners together. They grew their real estate business, built and remodeled homes and sold lots of real estate. That's what they've been doing ever since. They're darn good at it, too. Today...Having been owners and agents of a large traditional real estate firm, and by watching the real estate market begin its downward cycle in 2006, Brian and Linda decided it was time to offer the selling public an alternative to standard high commission fees, accepted for decades without choice. Brian and Linda knew from experience that the tremendous savings made possible by new technological advances within the industry had not been passed down or shared with sellers. This understanding compelled them to create a business that not only offered a discount but bundled these lower commission fees with highly valuable tools along with dedicated service.  |  | | | Oliver | |
Brian and Linda's dog, Oliver, is the focus of much love and attention in their household. It's highly possible that there are plently of humans in this world that aren't loved and cared for as well as this dear puppy. In return, Ollie brings great joy to those who love him. When not at work, Brian, Linda, and Oliver enjoy the beach, golfing, and fly fishing.
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Real Estate Contracts >Legal Documents
The stacks of papers that you have to sign in order to buy a house can leave you confused. The person conducting the closing will ask you to sign your name to countless documents that are filled with legal jargon. Some buyers just barely glance at each form and sign them without a lot of questions, while others find it very frustrating to try to read every form at the closing table.
You should read and understand the papers you sign. If you are getting a loan to buy the property, most of the paperwork will come from the mortgage company. In most cases, there is little time to read everything in advance because the forms arrive at the closing office shortly before closing is scheduled to begin. Most of the documents use standardized language, however, and you should be able to get copies of the documents ahead of time from the lender so that you can have your questions answered and be comfortable with the settlement process.
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| Q |
What does the term ARM stand for?
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| A |
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market. |
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Instant BPO. For our Lender clients Opinion of value on residential and commercial properties. www.InstantBPO.com Find Out More >
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